12-question business funding application Under 2 minutes. Any device. No credit check to apply.
12-question applicationComplete in under 2 minutes
Fast reviewFast review may be available
No obligationReview your options before deciding
Ten Funding
12 questions · Under 2 minutes · Any device

Business funding built for owners who refuse to wait on banks.

Skip the bank runaround. Ten Funding gives business owners a faster, cleaner way to see what capital may be available through one sharp 12-question application, no credit check to apply, and no obligation to accept anything that does not make sense.

The fastest way to know your options before cash flow becomes a problem.
12 questionsUnder 2 minutesNo credit check to applySame-day funding may be available
Premium ReviewClear funding path
Owner-First ProcessNo wasted time
Low-Friction StartApply in under 2 minutes
$10K–$5MFunding requests
Same DayFunding may be available
12Questions only
0Obligation to accept
TFMKRB
A better funding conversation starts here Get a clear review, practical options, and a no-pressure next step from a funding specialist.
Funding Intelligence Live Review Live capital review
Request received2 min ago
Profile being reviewed82 / 100
Options identifiedOptions in review
Possible fundingSame day
Why smart owners start early The best time to know your funding options is before payroll, inventory, taxes, repairs, or growth opportunities force a rushed decision.
See What You Qualify For
Fast start12 questions onlyComplete the full application in under 2 minutes from any device.
No credit check to applySubmit onlineSame-day funding may be available after approval and final verification.
Review timingAs soon as todayBusiness reviewed around revenue, cash flow, and funding need.
Next stepReview your optionsA specialist can explain available amounts, timing, and fit.
RestaurantsContractorsRetailAuto RepairMedical PracticesE-CommerceTruckingBeauty & Wellness RestaurantsContractorsRetailAuto RepairMedical PracticesE-CommerceTruckingBeauty & Wellness
12 questionsSimple application built for busy owners.
Under 2 minutesComplete it from any device.
No credit checkApply without a credit pull.
Same-day fundingMay be available after approval.
Real specialistsGet guidance from a funding specialist.
Common funding usesPayroll, inventory, expansion, repairs, and taxes.
Ten LendingScore™

A sharper way to understand your funding profile.

Ten LendingScore™ turns the messy funding conversation into a cleaner business profile: revenue strength, cash-flow health, time in business, industry fit, and funding need. It is designed to help owners move faster and make a smarter decision.

Funding profile report

Business Review Snapshot

Live Review
Revenue StrengthBusiness activity signal
0%
Time in BusinessOperating history signal
0%
Funding FitProgram match signal
0%
Cash Flow HealthDeposit and balance signal
0%
Possible funding paths Based on business profile
Common Fit

Revenue-Based Funding

Fast working capital

$250Kpossible amount
Flexible

Business Line of Credit

Flexible access

$150Kpossible access
Growth

Equipment / Expansion

Growth funding

$500K+possible amount
0+/10 applicants may qualify for options even with imperfect credit or payment history
Funding options

One 12-question application. Multiple possible funding paths.

Instead of pushing one generic product, Ten Funding reviews the business profile and helps identify the route that fits the owner’s revenue, timeline, use of funds, and comfort level.

Fast working capital

Revenue-Based Funding

Working capital designed around business revenue. Useful for payroll, inventory, repairs, marketing, supplier payments, or short-term cash-flow needs.

$250KFunding request
Flexible access

Business line of credit

A line of credit may help cover recurring expenses, seasonal demand, or surprise costs while keeping access available when needed.

$150KPotential access
Growth projects

Term, Equipment & Expansion Funding

Funding for larger investments such as equipment, buildouts, expansion, hiring, or planned growth initiatives.

$500K+Growth funding
Fast review process

Built to make other funding applications feel outdated.

Ten Funding keeps the process simple: answer 12 questions from any device, submit without a credit check, and see whether same-day funding may be available.

12Questions
2 minTypical completion
0Credit check to apply
Ten Funding
Ten Funding Review Flow Application Review Pipeline
0112 questions completed<2m
02No credit check to applysecure
03Options reviewedtoday
04Funding may be readysame day
Easy as 1, 2, 3, 4
How it works

Apply in under 2 minutes. Review options with confidence.

Answer 12 questions, submit without a credit check, and review possible funding options without pressure or obligation.

01

Complete the 12 questions

Answer the 12-question application in under 2 minutes from any device.

02

Apply without a credit check

Your request is reviewed around business activity, revenue, cash flow, industry, and funding need.

03

Review available options

A specialist can explain available amounts, timing, payment structure, and overall fit.

04

Move forward only if it works

If approved and accepted, same-day funding may be available after final verification.

Why business owners apply

Capital for the moments competitors make too complicated.

Business owners apply when speed matters, paperwork needs to stay light, and they want a clear answer without giving a bank weeks to decide.

Inventory & suppliers

Stock up before a busy season, secure better vendor pricing, or cover supplier balances without draining cash.

Payroll & operations

Keep teams paid, jobs moving, and daily operations steady even when receivables or revenue timing gets tight.

Growth opportunities

Move quickly on expansion, equipment, marketing, new contracts, or time-sensitive business opportunities.

Common uses of capital

Capital for the moments that move the business.

Funding is unrestricted — use it for payroll, inventory, expansion, equipment, marketing, taxes, supplier payments, cash flow gaps, repairs, or any business need that keeps your company moving forward.

When timing matters, business owners need straightforward access to options that support operations and growth.

01

Payroll and operating costs

Bridge short-term cash flow pressure and keep the business moving without disruption.

02

Inventory and vendor payments

Buy ahead, stock up, and take advantage of supplier timing when opportunities appear.

03

Expansion and equipment

Support growth initiatives, equipment needs, and business improvements with more confidence.

04

Marketing and seasonal growth

Move quickly on campaigns, peak seasons, and high-potential revenue opportunities.

Industries served

Built for real operating businesses.

Ten Funding works with business owners across many industries who need practical working capital and a faster review process.

Restaurants
Construction
Retail
Auto Repair
Healthcare
E-Commerce
Trucking
Professional Services
All Other Operating Businesses

We fund what others don't.

If your business operates, earns revenue, and has a real funding need, Ten Funding can start the review. Restaurants, contractors, retail, trucking, healthcare, e-commerce, professional services, and every other operating business is welcome to apply.

See What You Qualify For →
What to expect

A simple path from request to review.

From the first form field to the final decision, the process is designed to be clear, fast, and easy to understand.

Step 1 · Complete 12 questions

Complete the full application in under 2 minutes from any device.

Step 2 · Review possible options

Your business is reviewed around revenue, cash flow, time in business, and funding need without a credit check to apply.

Step 3 · Decide only if it makes sense

Review the details with a specialist and move forward only if the fit is right for your business.

Why business owners choose Ten Funding

Traditional funding friction vs. the Ten Funding advantage.

Business owners do not want bank delays, credit-pull stress, or endless forms. They want a fast answer and real options.

Traditional banks
  • Long applications and repeated document requests
  • Slow decisions and long waiting periods
  • Rigid qualification standards
  • Limited flexibility when timing matters
Why start here

The site owners wish they found before wasting time elsewhere.

Ten Funding gives business owners a 12-question application that can be completed in under 2 minutes from any device with no credit check to apply.

01Clarity12 questions, clear language, and no hidden pressure.
02SpeedSame-day funding may be available when timing matters.
03ControlYou can review possible options with no obligation to accept.
04TrustProfessional support, secure intake, and clear guidance from start to finish.
Ready to move?

Complete the 12-question application and know what may be available before you need it.

Common funding needs

A premium funding experience for real business pressure.

Ten Funding is built for owners who want speed without sloppiness, options without pressure, and a smarter funding review than the usual boiler-room experience.

Use Case

A retail business needs capital to purchase inventory ahead of a busy sales period and wants to review options quickly.

RM
Retail Business
Inventory purchase
Use Case

A contracting business needs cash flow for payroll, materials, or project costs while waiting on receivables.

CT
Contracting Business
Working capital
Use Case

A food service business needs quick access to capital for equipment, repairs, payroll, or supplier payments.

FS
Food Service Business
Fast review
Questions business owners ask

Clear answers before you apply.

Does submitting a request obligate me?

No. Submitting a request does not require you to accept any offer. You can review available options and decide what makes sense.

How fast can funding happen?

Same-day funding may be available for qualified businesses after approval, acceptance, and final verification.

What can funds be used for?

Common funding uses include payroll, inventory, marketing, expansion, repairs, equipment, supplier payments, and cash flow gaps.

Is there a credit check to apply?

No credit check is required to submit the Ten Funding application. The review is built around business activity, revenue, and funding fit.

Ready?

See what your business may qualify for today.

Apply in under 2 minutes from any device. No credit check to apply. Same-day funding may be available after approval and final verification.

See What You Qualify For →
See What You Qualify For
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